Money Plane Constitution — Zero Creator Fee
ch.132Creators pay 0% FANZ fees forever. Every FANZ charge is added on top of the creator’s price and paid by the consumer. Fees are stored per (platform × transaction-type × processor) in the database — never hardcoded.
Enforcement
Postgres CHECK constraint `zero_creator_fee_law`; CI lint blocks hardcoded fee constants; Cedar `money-plane.cedar`; payment edits require a separate `APPROVE: PAYMENT` scope.
Investor angle — A structural cost advantage versus OnlyFans/Fansly that is enforced at the database layer, not promised in marketing.